The housing market inflection point first preferential proportion fell for the first time-mkdv-02

The housing market inflection point first? Preferential accounted for the first decline [Abstract] wise mobile financial platform into 360 announced in September housing data, from the national average interest rate loans first suite trend, the first suite of national average interest rate of 4.44%, unchanged from last month. Preferential proportion fell for the first time, analysts said the bottom line has to discount or tightening, subsequent – New Express reporter Li Hualian the proportion of mortgage lending rate fell for the first time. Wise mobile financial platform into 360 announced in September the latest data from the housing, the average interest rate the first suite loan trend, the first suite of national average interest rate of 4.44%, unchanged from last month, continuous stabilized. Compared with 4.91% in September last year, a decrease of 0.47%. Over the same period last year, the national preferential interest rate of 59.25%, then the national preferential interest rate continued to grow, this month, the preferential interest rate accounted for more than 85.74%, down from the previous month, the first decline of 0.35%. Melt 360 is expected, the national mortgage interest rates fell for the first time, which means that the bank’s interest rate concessions to the bottom line, the follow-up may be tightening concessions. Across the country, in September the first suite of the lowest average interest rate for the city of Tianjin, Foshan, Zhuhai, Guangzhou and other places. Among them, Foshan is 4.17%, Zhuhai is 4.18%, Guangzhou is 4.19%. The bank, in the monitoring of the 23 banks, Ping An Bank first home loan interest rates last month from 15% off to 18% off this month, Citibank first mortgage interest rates last month from 13% off to 15% off this month, the first mortgage interest rate is the lowest of the HSBC 20 percent off, the benchmark interest rate is the highest standard chartered bank, a total of 19 banks perform 15% off preferential interest rates is the mainstream interest rate loans first suite. The first fangshoufu, all 23 banks Shoufu 30%. Two suites, the 23 banks of the first suite of the full implementation of the 7 70% down payment policy. Two suites loan interest rates, the highest is the benchmark interest rate of Bank of Guangzhou rose 15%, the rest of the full implementation of the benchmark interest rate of the Bank of the 22 banks up to 10%. September 14th, the central bank released in August financial statistics report, last month, RMB loans increased by 948 billion 700 million yuan, of which individual housing loans grew by $528 billion 600 million, accounting for more than 55.72%, becoming the main credit growth. The people’s University report also shows that in the first half of 2016 new RMB Loans 7 trillion and 500 billion, at least 2 trillion and 300 billion to purchase loans (close to the level of 2015 year), accounting for 31% of the new RMB loans, plus 1 trillion and 100 billion to invest in the real estate development loans, a total of at least 46% of the loan to invest in the real estate market. Guangzhou area bank mortgage interest rates, bank interest rates first suite two suites rate note HSBC 20 percent off up 10% customers first Suite (loans above 1 million) minimum 20 percent off; loans below 1 million, the lowest 18% off Ping An Bank 18% off 10% higher quality customer first real minimum 18% off + years; age less than 50 years of industrial and commercial bank loans 15% off second-hand housing must go up 10% the housing intermediary.相关的主题文章: